Corporate / SME Credit Risk Analyst

Corporate / SME Credit Risk Analyst

Your responsibilities

We are seeking a highly analytical and detail-oriented Corporate / SME Credit Risk Analyst to join our team. In this role, you will be responsible for performing financial assessments of our clients (Corporate or SME clients), evaluating financial performance, assessing credit risk, managing credit portfolios and supporting various financial projects, including BaaS initiatives and counterparty limit reviews. You will collaborate closely with internal and external stakeholders to ensure effective credit risk management and policy implementation.

Remote work from Poland or Belgium.

Credit risk assessments, portfolio management :

• Credit risk assessments for clients and financial assessment for suppliers (onboarding assessment and monitoring).
• Participate in credit decision-making processes.
• Manage a portfolio of loans and the relationship with clients with regard to credit risk.
• Develop and refine credit risk policies, processes and frameworks for different markets.
• Perform data analysis to derive portfolio insights and improve risk management strategies.

BaaS projects management and settlement reviews :

Our requirements

Optional

What we offer

Benefits

Recruitment stages

Our note to you

Diverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us, we encourage you to apply - even if you're not 100% sure. We are interested in getting to know you and learning about what you bring to the table.

Please note that we may close a job posting early if we receive a large number of exceptional applications.

Good luck!

Aion Bank (UniCredit Group)

Aion Bank is a fully regulated European bank and credit institution, combining Vodeno’s cutting-edge, private blockchain-based platform with its ECB banking license, strong balance sheet, and deep regulatory expertise. Our mission is to provide a comprehensive suite of embedded banking solutions, enabling businesses to seamlessly integrate financial services into their offerings.

As part of the UniCredit Group, Aion Bank and Vodeno will accelerate their digital banking offer in strategic markets and will act as a sandbox for innovation for the wider UniCredit Group. Aion Bank and Vodeno's existing Banking-as-a-Service (BaaS) offering across key European markets, including Germany and Poland, will see the bank embed its services - ranging from account access and deposits to lending, payments and loyalty programs - directly into non-banking digital platforms, facilitating seamless customer experiences.

At Aion Bank, our biggest strength is our people—a team of highly intelligent, creative, and ambitious professionals who thrive in a fast-paced, innovative environment. We believe in delivering results while fostering a culture of passion and collaboration.